Headstart On Record

Epizódok

• 
  S2E52: Why it's hard saying no to your boss' Instagram follow request 28.09.2026 19p

  What are the repercussions of adding your boss and colleagues on social media? In this episode, Kai Wen and Sue-Ann discuss the nuances of adding your colleagues and supervisor on social media.  While there are benefits to sharing your personal life with them on these platforms, should we also be wary that they might use the information against us?  Highlights (click/tap above): 0:00 Introduction and personal experiences with bosses on socials 3:00 Power dynamics of social media 6:08 Online public vs private personas 8:56 Are there any pros to adding your boss on social media? 9:58 What do people use social media for? 15:32 Navigating social media boundaries with bosses and colleagues Follow See Kai Wen on LinkedIn: https://str.sg/qfwqQ Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Read Sue-Ann Tan's articles: https://str.sg/mvSa Hosts: See Kai Wen ([email protected]) and Sue-Ann Tan ([email protected]) Produced & edited by: Amirul Karim Executive producer: Elizabeth Law Follow the Headstart On Record Podcast here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 YouTube: https://str.sg/3psqrx Feedback to: [email protected] Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.
• 
  S2E51: High anxiety, spiking cortisol: it's tough making friends as an adult, is it worth the trouble? 21.09.2026 41p

  Our friend circles shrink as we get older. How do we deal with it? In this episode, therapist Cao Zhikai shares how we can deal with losing friends as we enter adulthood, and what we can do to combat that feeling of loss. She also shares about the grief of friendship breakups, which don’t often get given enough attention in a society that prioritises romantic relationships.  Hosts Kai Wen and Sue-Ann discuss why it’s nerve-wrecking making friends as adults, yet having the payoff of a purposeful adult connection is worth it.  Highlights (click/tap above): 0:00 Introduction 0:32 Shrinking adult friend circles?  4:35 Why proximity matters  8:39 The grief of losing friends 16:26 Being intentional in keeping friendships alive 24:39 Do friends serve a purpose?  28:10 The fears of making new friends as adults 33:59 Meeting new people in a non-romantic way Follow See Kai Wen on LinkedIn: https://str.sg/qfwqQ Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Read Sue-Ann Tan's articles: https://str.sg/mvSa Hosts: See Kai Wen ([email protected]) and Sue-Ann Tan ([email protected]) Produced & edited by: Amirul Karim Executive producer: Elizabeth Law Follow the Headstart On Record Podcast here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 YouTube: https://str.sg/3psqrx Feedback to: [email protected] Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.
• 
  S2E50: Why travelling with friends can lead to meltdowns and broken friendships 14.09.2026 20p

  Is travelling with friends worth the risk when all hell breaks loose? From disagreements over budget to one person wanting to “travelmax” while another wants to wake up at noon, a trip can become a horror story.  In this episode, Kai Wen and Sue-Ann discuss whether you should travel with friends and the red flags that can spell disaster instead of a fun holiday. Highlights (click/tap above): 0:00: Intro 2:10 Compromising on travel choices 4:50 Walking red flags on holiday 8:11 Relaxing vs travelmaxxing   12:00 Breakups on holiday  14:05 Picking travel companions 15:57 Pre-trip disclosures Follow See Kai Wen on LinkedIn: https://str.sg/qfwqQ Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Read Sue-Ann Tan's articles: https://str.sg/mvSa Hosts: See Kai Wen ([email protected]) and Sue-Ann Tan ([email protected]) Produced & edited by: Amirul Karim Executive producer: Elizabeth Law Follow the Headstart On Record Podcast here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: [email protected] Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts Watch Headstart On Record Podcast on YouTube: https://str.sg/3psqrx --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.
• 
  S2E49: Singapore stocks have just had their best run in years, are you missing out? 07.09.2026 34p

  The US market is exciting, but it can also be dangerous for young investors. The US market has been on a tear, but it is also littered with pitfalls for unsuspecting new investors.  Should we stock pick or just buy the S&P 500? And what about new IPOs like Space X? In this episode, ST business correspondent Sue-Ann Tan looks at how to explore the US market without getting burnt.  Her guests are Sheryl Choong, Head of Client Advisory Singapore at Endowus and Afdhal Rahman, OCBC executive director of wealth advisory. Highlights (click/tap above): 3:12 Should I just invest in the S&P 500?  7:13 What percentage of my portfolio should be in the US?  10:30 S&P 500 vs Nasdaq vs Dow Jones   12:00 How to start investing in the US  15:45 Getting into popular new US IPOs   18:30 Lump sum investing vs regular investing  23:20 Dealing with exchange rates  Read Sue-Ann Tan's articles: https://str.sg/mvSa Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Hosts: Sue-Ann Tan ([email protected]) Produced & edited by: Amirul Karim and Natasha Liew Executive producer: Elizabeth Law Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: [email protected] Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts Watch Headstart On Record Podcast on YouTube: https://str.sg/3psqrx --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.
• 
  S2E48: Pay transparency: what to do after finding out a colleague’s salary is higher than yours 17.08.2026 30p

  Would you reveal your salary to your colleagues? What to do if you are underpaid? In this episode, ST’s own manpower correspondent Sharon Salim talks about navigating conversations around salary transparency and how being too transparent can affect workplace dynamics. Hosts Kai Wen and Sue-Ann discuss transparency being crucial to benchmarking against peers in the same industry, and whether firms discourage employees from salary transparency to maintain an advantage in salary negotiations. Highlights (click/tap above): 0:00: Intro 3:55 Utilising salary guides & public sector disparity 7:58 The impact on workplace dynamics 11:52 Downsides of transparency 15:34 Job interviews to check “market rate” 19:59 Is sharing your salary against rules 23:29 Negotiating a pay raise 27:42 Track your monthly career milestones Follow See Kai Wen on LinkedIn: https://str.sg/qfwqQ Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Read Sue-Ann Tan's articles: https://str.sg/mvSa Hosts: See Kai Wen ([email protected]) and Sue-Ann Tan ([email protected]) Produced & edited by: Eden Soh, Fa’izah Sani and Amirul Karim Executive producer: Elizabeth Law Follow the Headstart On Record Podcast here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: [email protected] Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts Watch Headstart On Record Podcast on YouTube: https://str.sg/3psqrx --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.
• 
  S2E47: Invest in stocks and ETFs because your friend says so? Why friends and finances don’t always mix 03.08.2026 34p

  Talking to friends about money can be sensitive, here’s how to navigate it.  Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. Friendships may be priceless, but money talk often crops up among friends - who owes who money, choosing dinner locations, trying to budget for travel together.  But how can we talk openly about money without breaking friendships? In this episode, ST business correspondent Sue-Ann Tan and See Kai Wen talk about how to navigate this issue.  Their guest is Vivienne Ong from MoneyOwl.  Highlights (click/tap above): 1:49 How will it affect the friend group if everyone knows each other’s pay?  7:43 People pleasing vs guarding your own finances  10:56 Money talk when travelling with friends  18:00 Can owing money break a friendship  23:29 Taking emotions out of the equation   24:50 Expensive weddings and hongbao  29:26 How to approach the money convo Read Sue-Ann Tan's articles: https://str.sg/mvSa Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Follow See Kai Wen on LinkedIn: https://str.sg/qfwqQ Hosts: Sue-Ann Tan ([email protected]) and See Kai Wen ([email protected]) Produced & edited by: Amirul Karim and Natasha Liew Executive producers: Elizabeth Law Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: [email protected] Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts Watch Headstart On Record Podcast on YouTube: https://str.sg/3psqrx --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.
• 
  S2E46: 7 jobs in 14 years: A comms director explains why job hopping isn't always bad 20.07.2026 37p

  Job hopping: Career suicide or a way to learn what works for you? Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. In this episode, Annabel Lim, Business & Reputation Director at communications firm We. Communications shares how she built her career by cycling through 7 full-time jobs. She talks about how each change gave her a different perspective or skill that cumulated in her current role, and why “job-hopping” isn't necessarily a red flag in CVs.  Hosts Kai Wen and Sue-Ann, who have worked in two jobs and one job respectively, also discussed how long a person should hold their job before making a switch and how to tell when a role no longer works for you. Highlights (click/tap above): 0:00 Job hopping: Is it a bad thing? 6:56 Is there a minimum time one has to stay at a job? 9:45 Rage quitting 13:28 Is company loyalty worth anything? 20:40 Push factors at work 29:52 The urge to quit: just a phase or deeper problem? 34:31 Advice for those thinking of changing careers Follow See Kai Wen on LinkedIn: https://str.sg/qfwqQ Read Sue-Ann Tan's articles: https://str.sg/mvSa Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Hosts: See Kai Wen ([email protected]) and Sue-Ann Tan ([email protected]) Produced & edited by: Amirul Karim and Natasha Liew Executive producers: Elizabeth Law Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: [email protected] Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts Watch Headstart On Record Podcast on YouTube: https://str.sg/3psqrx --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.
• 
  S2E45: Investing amid volatility: is it all about managing emotions and impulses? 06.07.2026 31p

  Does buy low, sell high work in today’s volatile market? Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. Everybody wants to be a Warren Buffett - to buy when the market dips and sell when it soars again.  But is this a good investment strategy for everyone? In this episode, ST business correspondent Sue-Ann Tan looks at whether to go all in when the market dips.  Her guests are Arpit Agal from Syfe and Chua Inn Chong from PhillipCapital.  Highlights (click/tap above): 1:20 Why did the market dip in June?   2:49 To be or not to be Warren Buffett?  4:33 Can you actually time the market?  13:55 ETFs vs stocks  16:00 Are market swings bigger now than before?  18:00 The gurus’ investing strategies  21:25 SpaceX and hype investing Read Sue-Ann Tan's articles: https://str.sg/mvSa Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Host: Sue-Ann Tan ([email protected]) Produced & edited by: Amirul Karim Executive producers: Elizabeth Law and Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: [email protected] Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts Watch Headstart On Record Podcast on YouTube: https://str.sg/3psqrx --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.
• 
  S2E44: ‘Comedy equals truth and pain’: a clown on taking life less seriously 15.06.2026 44p

  Are Singaporeans too rigid to be funny? How to take ourselves less seriously to overcome stress. Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. In this episode, theatrical clown and actor Shanice Stanislaus shares with host See Kai Wen about how thinking and acting like a clown can help navigate high-pressure environments. The “Clown Mentality” includes having the audacity to dream and try, never afraid of failing and finding ways to add whimsy into your life. We all have a little clown in our pockets. Shanice also speaks about her journey as one of the only few professional clowns in Singapore, her award-winning clown shows, and how she helps Singaporeans find their “funny” in her workshops.  Highlights (click/tap above): 0:00 What is clowning? 02:58 Are Singaporeans too uptight to be funny? 07:11 Why we need to learn how to fail 10:51 Comedy is truth and pain wrapped nicely 15:33 Using humour to break the ice in work situations 21:55 How to find your inner clown and humour 25:47 Adopting a “Clown Mentality” 27:51 Shanice’s experience performing as a clown overseas Follow See Kai Wen on LinkedIn: https://str.sg/qfwqQ Host: See Kai Wen ([email protected]) Produced & edited by: Amirul Karim Executive producers: Elizabeth Law and Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: [email protected] Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/theusualplacepodcast --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.
• 
  S2E43: Will the AI bubble burst? We break down if tech is still worth investing in 01.06.2026 37p

  Tech still holds long-term promise but choose companies carefully based on their fundamentals. Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. Talk of an AI bubble has been brewing for some time, with many asking when it will burst.  But young investors still want to get in on the tech wave and buy into a sector that has great growth potential. In this episode, ST business correspondent Sue-Ann Tan looks at which tech stocks show promise in a mature AI era. Her guests are DBS Bank head of equity and fixed income Subhra Chatterjee and StashAway head of investment advisory Mark Yeo. Highlights (click/tap above): 3:00 Tech is still an integral investment theme   6:00 What is the AI bubble 12:00 Should you still buy the MAG7 17:00 How to fit tech into your portfolio 21:00 SGX or Nasdaq or some other market entirely 31:00 What is dollar-cost averaging? 34:00 Different ways to diversify your portfolio Read Sue-Ann Tan's articles: https://str.sg/mvSa Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Host: Sue-Ann Tan ([email protected]) Produced & edited by: Amirul Karim Executive producers: Elizabeth Law and Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: [email protected] Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/theusualplacepodcast --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.
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  S2E42: Feel like you are not good enough? Here’s what you can do 18.05.2026 35p

  Feel like you are not enough? Learn how to become your ideal self by acting as if you already are. Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. In this episode, Singapore theatre actor and musician Andrew Marko shares with host See Kai Wen about how the “Act As If” theory relates to his self-growth. “Act As If” is a three-part technique that requires people to act as if they are already the ideal version of themselves, even when they are not there yet. The process includes visualisation and taking small, actionable steps towards a goal. Besides opening up about his weight loss journey, Andrew also gets real about his experience as an actor and how he learned to “be in the moment” by playing a character on the autism spectrum.  Highlights (click/tap above): 0:00 Introduction to the “Act As If” theory 2:00 Psychology behind being an actor 6:10 Feelings of inadequacy and facing your inner critic 12:35 How to apply the “Act As If” theory to your life 16:11 Defining the most successful version of yourself 19:15 Andrew’s weight loss journey 25:35 Why being present is important 30:30 Embracing uncomfortable growth Follow See Kai Wen on LinkedIn: https://str.sg/qfwqQ Host: See Kai Wen ([email protected]) Produced & edited by: Amirul Karim Executive producers: Elizabeth Law and Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: [email protected] Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/theusualplacepodcast --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.
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  S2E41: Singapore's Les Miserables star Nathania Ong on what it cost to chase her dreams 03.05.2026 31p

  Surviving on vibes and hard work? What it's like working as a freelance artist overseas. Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. How does a Singaporean make her way onto London’s glittering West End? Nathania Ong made her mark by playing well-loved characters like Eponine in Les Miserables and Eliza Hamilton in Hamilton, putting Singapore on the world theatre map.  But how did it happen and what does the life of a freelance artist overseas look like? In this episode, ST business correspondent Sue-Ann Tan looks at the realities and joys of working in the arts.  Her guest is musical theatre actress Nathania Ong.  Highlights (click/tap above): 3:12 Being initially rejected from every drama school  6:39 Nathania’s West End debut  10:54 Deciding to be an actress  18:00 Realities of working in London  22:13 Advice to anyone aspiring to be an actor    26:23 What’s next for Nathania  Read Sue-Ann Tan's articles: https://str.sg/mvSa Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Host: Sue-Ann Tan ([email protected]) Produced & edited by: Amirul Karim Executive producers: Joanna Seow and Elizabeth Law Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: [email protected] Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/theusualplacepodcast --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.
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  S2E40: Sing Song Social Club founder Aarika Lee on the magic of community 19.04.2026 38p

  Get a peek into the workings of the viral community choir and unpack the importance of finding your tribe. Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. In this episode, Singaporean musician Aarika Lee tells host See Kai Wen her inspiration and journey in starting the viral community choir Sing Song Social Club. Through the choir’s inclusivity, people from all walks of life and ages - ranging from four to 90 years of age - come to sing together. No auditions are needed to join the sessions, which have grown from 30 to 400 participants in less than two years.  Aarika also talks about why having a community is so important and discusses parallels between the science of trees and the psychological need of humans to feel a sense of belonging. Highlights (click/tap above): 0:00 What is the Sing Song Social Club (SSSC)? 5:30 Role of communities and how Aarika keeps SSSC safe 8:40 How the science of trees explains our need for community 15:40 Independence vs interdependence 20:50 Disagreements in SSSC? 23:50 How Aarika started SSSC, and the roles of the other founding members 29:50 Advice for those who want to find or start their own community 36:03 Aarika plays “This or That” Follow See Kai Wen on LinkedIn: https://str.sg/qfwqQ Host: See Kai Wen ([email protected]) Produced & edited by: Amirul Karim & Natasha Liew Executive producers: Danson Cheong and Joanna Seow Editorial producer: Elizabeth Law Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: [email protected] Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/theusualplacepodcast --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.
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  S2E39: Should I buy silver? 05.04.2026 25p

  Is silver a safe haven for investors like gold and will its price rise due to war? Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. Silver has had some exciting days, especially when the price of silver skyrocketed in 2025. However, there has been a pullback in early 2026.  So how does silver compare to gold and is it worth investing in for the long run?  In this episode, ST business correspondent Sue-Ann Tan looks at silver as a long-term investment and if it works for you.  Her guests are CMC Markets expert Daphne Tan and ST business reporter Timothy Goh.  Highlights (click/tap above): 1:36 Is silver a safe haven like gold? 4:00 Will the Iran war drive silver prices up? 7:39 Tim’s experience of buying silver 10:30 Tech trends that could boost silver  12:00 Physical silver vs paper silver   19:24 How does silver compare to stocks as an investment? Read Sue-Ann Tan's articles: https://str.sg/mvSa Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Host: Sue-Ann Tan ([email protected]) Produced & edited by: Amirul Karim Executive producers: Ernest Luis, Lynda Hong & Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: [email protected] Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/theusualplacepodcast --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.
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  S1E38: Quah Ting Wen on her infinite mindset and when she’ll stop competing 15.03.2026 42p

  Veteran national swimmer Quah Ting Wen discusses finding her own joy in swimming. Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. In this episode, ST video journalist See Kai Wen hosts national swimmer Quah Ting Wen, who tells him how American figure skating Olympic champion Alysa Liu’s infinite mindset inspires her as an athlete. The infinite mindset belongs to people who emphasise enjoying the game, rather than having their focus on winning it. With 65 medals under her swim cap, Ting Wen is the most bemedalled athlete in the SEA Games. She also speaks about the bittersweet feeling of racing with her sister and how she navigates that complicated relationship. Highlights (click/tap above): 1:50 How Ting Wen started her swim journey 4:19 Reflecting on being SEA Games’ most bemedalled athlete 10:33 Alysa Liu’s success in the Winter Olympics 14:17 What are finite games and infinite games? 19:47 Financial realities of being an athlete in Singapore 27:56 When will Ting Wen stop competing? 32:31 What Ting Wen would have done if she weren’t a swimmer? 36:14 How can everyday people adopt the infinite mindset? Follow See Kai Wen on LinkedIn: https://str.sg/qfwqQ Host: See Kai Wen ([email protected]) Produced & edited by: Eden Soh Executive producers: Ernest Luis, Lynda Hong & Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: [email protected] Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/theusualplacepodcast --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.
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  S2E37: Are you overinsured? Here's how to review your policies 01.03.2026 32p

  How much coverage is too much? Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. The question people always have when buying insurance is: how much? And not just how much it costs, but how much is enough? How can you tell if you have too much insurance?  In this episode, ST business correspondent Sue-Ann Tan looks at what being overinsured means and how to review your policies.  Her guest is Life Insurance Association’s executive director Chan Wai Kit.  Highlights (click/tap above): 3:36 What are riders and do I need them? 6:14 Why are riders so expensive? 8:10 Do I need my own policies if I already have corporate insurance? 12:00 Why do premiums increase with age?  14:48 How to tell if I’m spending too much on insurance?  20:09 What happens when I cannot pay for my premiums? Read Sue-Ann Tan's articles: https://str.sg/mvSa Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Host: Sue-Ann Tan ([email protected]) Produced & edited by: Amirul Karim Executive producers: Ernest Luis, Lynda Hong & Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: [email protected] Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl SPH Awedio app: https://www.awedio.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/theusualplacepodcast --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.
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  S2E36: Top 3 things in Budget 2026 for young people 22.02.2026 30p

  This year's Budget spotlights more ways to invest your CPF and how to deal with AI. Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. Another year and another Budget speech, with goodies given out by PM Lawrence Wong.  But is the Budget just about CDC vouchers and subsidies? What exactly is in it for young people? In this episode, ST business correspondent Sue-Ann Tan looks at what matters for young people in Singapore's Budget 2026.  Her guests are DBS financial literacy expert Shawn Lee and OCBC executive director of wealth advisory Afdhal Rahman.  Highlights (click/tap above): 2:00 How does the new investment scheme by CPF work? 4:58 What to consider before investing your CPF 11:00 SGX vs Nasdaq 14:30 AI as a central theme of the Budget   21:36 Are handouts of $200 to $400 enough for cost of living issues? 25:40 What do you want to see next in Budget 2027?  Read Sue-Ann Tan's articles: https://str.sg/mvSa Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Host: Sue-Ann Tan ([email protected]) Produced & edited by: Amirul Karim Executive producers: Ernest Luis, Lynda Hong & Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: [email protected] Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl SPH Awedio app: https://www.awedio.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/theusualplacepodcast --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.
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  S2E35: Investing in stocks or stuff? 01.02.2026 29p

  Is it better to buy stocks or invest in tangible things? Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. Logan Paul’s Pokemon card has gone for over US$1 million. But do physical items and collections really help your money to grow? How do Pokemon cards, Labubus and Marvel figurines measure alongside traditional stocks as investments? In this episode, ST business correspondent Sue-Ann Tan looks at the stocks versus the 'stuff'. Her guests are avid collector Ian Cheng and eToro market analyst Zavier Wong. Highlights (click/tap above): 4:26 How do stocks compare with items? 8:12 Rare cards that appreciate from $100 to $600 9:00 Why did Pokemon card prices rise? 11:26 Logan Paul’s US$5 million Pokemon card 17:00 Collections that depreciated in value instead  22:08 What should I do if I want to become an investor in cards? Read Sue-Ann Tan's articles: https://str.sg/mvSa Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Host: Sue-Ann Tan ([email protected]) Produced & edited by: Amirul Karim Executive producers: Ernest Luis, Lynda Hong & Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: [email protected] Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl SPH Awedio app: https://www.awedio.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/theusualplacepodcast --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.
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  S2E33: How to invest in 2026 30.01.2026 36p

  Tech stocks still shine, but beware the bubble. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. 2025 has been a turbulent year, and 2026 will also be marked by uncertainty. So amid such global turmoil, what should we invest in? In this episode, ST business correspondent Sue-Ann Tan looks at how to grow your money in 2026.  Her guests are Gen Z investor Kass Phai, who is also a family wealth consultant at Unicorn, and veteran market watcher Ven Sreenivasan. Highlights (click/tap above): 1:26 Where are the markets going in 2026? 7:00 Should we still buy tech stocks? 10:37 Risk vs volatility  16:00 Other sectors to invest in 22:00 Should we invest in the SGX?  29:00 Other investment assets to hold Read Sue-Ann Tan's articles: https://str.sg/mvSa Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Host: Sue-Ann Tan ([email protected]) Produced & edited by: Amirul Karim Executive producers: Ernest Luis, Lynda Hong & Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: [email protected] Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl SPH Awedio app: https://www.awedio.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/theusualplacepodcast --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.
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  S2E34: Being kinder to yourself during job changes 18.01.2026 20p

  Learn how to better reconcile the mixed feelings that come with work transitions. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. It seems like one of life’s cruel ironies. Do well, and go far together in a bonded team, and yet further progression may require you to move on elsewhere. If this is a familiar scenario to you, fear not. ST correspondent Tay Hong Yi hosts Mr Aneel Singh Gill, a psychologist with Talk Your Heart Out, an online and face-to-face therapy platform. He helps clients navigate work-related issues. Hong Yi, who has been with The Straits Times since 2021, is also hosting in his final podcast as he transitions to a new role elsewhere - and what better topic to talk about than this? Highlights (click/tap above): 2:07 Why might someone feel a sense of loss despite exciting times ahead? 4:13 How to identify and reconcile mixed feelings towards impending change 11:59 Looking past “Stockholm syndrome” after leaving a toxic workplace 15:22 What makes the transition from school to first job especially hard Read an askST Jobs column on leaving well-loved colleagues: https://str.sg/qGTR Read Tay Hong Yi's articles: https://str.sg/w6cz Follow Tay Hong Yi on LinkedIn: https://str.sg/AAxy Host: Tay Hong Yi Produced & edited by: Amirul Karim Executive producers: Ernest Luis, Lynda Hong & Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: [email protected] Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl SPH Awedio app: https://www.awedio.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/theusualplacepodcast --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. --- #headstartSee omnystudio.com/listener for privacy information.