The Plain Bagel

Episodes

• 
  Time to Come Clean (April Fools Video) 07.10.2026 6m

  April fools!Uploaded 01-04-24NFT Video: https://youtu.be/f4AlRKPnxBU?si=SFo-TuwxPj5l6vCU Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Canada's Getting a Sovereign Wealth Fund 07.10.2026 23m

  Prime Minister Mark Carney recently announced that Canada was getting a new sovereign wealth fund, and that individual Canadians will be able to invest in it. Today we'll dive into the details, and what it means for Canadians.Uploaded 08-05-26DISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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  The Greek Debt Crisis - 5 Minute History Lesson 07.10.2026 9m

  Click the link to get two FREE months of Skillshare Premium, thanks to our sponsorship: https://skl.sh/theplainbagelUploaded 23-08-19Thank you https://www.youtube.com/@FamilybudgetUa/ for the Ukrainian subtitles!If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)The Greek Debt Crisis was one of the more recent economic disasters that required three bailouts. While Greece is far from out of the woods, here's a brief history lesson on what happened.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music:Faster Does It by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/)Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100794Artist: http://incompetech.com/This video was sponsored by Skillshare Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Exciting Announcement 07.10.2026 5m

  Some exciting news for the channel!Uploaded 01-04-26Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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  The Canadian Housing Crisis Explained 07.10.2026 29m

  00:00 - Intro01:51 - The Prelude04:31 - How Did We Get Here?10:27 - The Debt16:10 - Where's The Crash?19:33 - Closing thoughtsUploaded 29-09-23CMHC Home Buying Guide: https://www.cmhc-schl.gc.ca/consumers/home-buying/buying-guides/home-buying/homebuying-step-by-step-your-guide-to-buying-a-home-in-canadaHome School Series: https://globalnews.ca/tag/home-school-series/Millennial Moron: https://www.youtube.com/@MillennialMoronCanada's real estate market hosts some of the most expensive properties in the world - now, things are looking rickety. Let's dive into the problem.This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Trump's Tariffs Deemed Illegal - What Now? 07.10.2026 20m

  00:00 - Intro01:36 - The Supreme Court Ruling03:23 - What Tariffs Are Impacted?05:02 - What About Refunds?06:57 - The Implications07:46 - Section 122 Tariffs09:54 - Trump's Tariff Options11:46 - Why the Update Still MattersUploaded 27-02-26The US Supreme Court has ruled that Trump's IEEPA tariffs are illegal - let's dive into what this means and how else Turmp may pursue tariffs.News Theme 1 by Audionautix is licensed under a Creative Commons Attribution 4.0 license. https://creativecommons.org/licenses/by/4.0/Artist: http://audionautix.com/DISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Thanks a Million (Channel Announcement) 07.10.2026 8m

  The Plain Bagel just passed 1 million subscribers, so I wanted to post a quick video.Uploaded 27-01-25​@DeadOnTheMoneyPodcast Channel: https://www.youtube.com/channel/UCDjGxS75qN9zAKjb5Powxxg Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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  The Cost of Alberta Separatism 07.10.2026 24m

  00:00 - Intro03:11 - Primer on Alberta04:35 - Albertan Separatism05:51 - Transfer Payments07:15 - Canada Pension Plan08:30 - The Fiscal Upside09:35 - What's Missing12:19 - The Issues With Independence16:59 - Concluding ThoughtsUploaded 13-02-26There's been a growing movement calling for Alberta to separate from the rest of Canada. Today, we debunk some of the misinformation driving the call for secession, and some of the valid gripes the province has.DISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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  FedNow, and the Conspiracy Theories Around It, Explained 07.10.2026 21m

  The Federal Reserve just launched FedNow, a new instant payment platform, and a select few online are sounding the alarm. This video will explain what FedNow really is.Uploaded 20-07-23If you'd like to support the channel, you can do so at https://www.patreon.com/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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  The Difference Between The Stock Market and The Economy 07.10.2026 15m

  The first 1000 people to use the link will get a free trial of Skillshare Premium Membership: https://skl.sh/theplainbagel11201Uploaded 20-11-20Purchase your Plain Bagel Mug today! Proceeds for 2020 will be donated to Doctors Without Borders: https://store.dftba.com/collections/the-plain-bagel/products/the-plain-bagel-mugToday we explore the difference between the stock market and the economy, and why the two have diverged so drastically during this pandemic.Intro Music: Marty Gots a Plan by Kevin MacLeod Title Music: https://www.bensound.com/royalty-free-musicHost/Editor: Richard CoffinProducer: Craig LordThis video is sponsored by SkillshareDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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  The Fake Petrodollar Story - No, Saudi Arabia Didn’t Ditch the Dollar 07.10.2026 22m

  Take your personal data back with Incogni - use code BAGEL at the link below and get 60% off an annual plan ➡️ http://incogni.com/bagelUploaded 28-06-2400:00:00 - Introduction00:02:54 - What's a Petrodollar?00:03:52 - The Death of the Dollar00:04:36 - The "Petrodollar" Agreement00:08:00 - Why the Dollar Dominates00:10:11 - Why Saudi Arabia Can't Quit the Dollar00:11:55 - The Truth Around the Dollar's Decline00:14:19 - ConclusionWe've seen some fake headlines spreading about the end of a 50-year petrodollar agreement with Saudi Arabia - today's video looks into the facts around the situation.June 8, 1974 agreement (p. 788): https://tile.loc.gov/storage-services/service/ll/lltreaties//lltreaties-25-3/lltreaties-25-3.pdfBloomberg Story on the July 1974 agreement: https://www.bloomberg.com/news/features/2016-05-30/the-untold-story-behind-saudi-arabia-s-41-year-u-s-debt-secret?sref=Oeyjq8by&embedded-checkout=trueIf you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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  America's Crypto Regulation - What the Genius and Clarity Act Means For Markets 07.10.2026 19m

  With Crypto Week having drawn to a close, let's take some time to go through the laws that have passed, and what's trying to be passed - we'll go over the Genius Act, Clarity Act, and Anti-CBDC Act.Uploaded 25-07-25If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Forex Trading/Investing Explained 07.10.2026 19m

  For a limited time, use the link in my description to get a free trial of Skillshare Premium Membership: https://skl.sh/theplainbagel09201Uploaded 04-09-20Video on Futures: https://www.youtube.com/watch?v=1Mhk4UHJsRc&t=0sVideo on Options: https://www.youtube.com/watch?v=VJgHkAqohbU&t=0sIf you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)Intro/Outro Music: https://www.bensound.com/royalty-free-musicToday we cover forex, FX, foreign exchange, whatever you like to call it. Seen by some as a mere requirement of international trade, it's viewed by others as an investment/trading opportunity. We explain why in our video.DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers.This video is sponsored by Skillshare Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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  5 Tips for Preparing for the CFA Exams 07.10.2026 11m

  List of CFA exam prep providers: https://www.cfainstitute.org/en/programs/cfa/exam/prep-providersUploaded 09-08-19CFA checklist: https://www.cfainstitute.org/-/media/documents/form/cfa-candidate-checklist.ashxIf you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)The CFA is seen by many as a standard within the investment field. I recently got my own charter, so I figured I'd share some tips that I found helpful when preparing for the exams. Intro/Outro Music: https://www.bensound.com/royalty-free-musicDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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  How Negative Interest Rates Work (And What They Would Mean for the Economy) 07.10.2026 13m

  U.S. President Donald Trump has suggested the Federal Reserve should bring interest rates below zero...but what does that even mean? Will you be paid for taking out a loan? We'll answer these questions and more.Uploaded 04-10-19If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music:Faster Does It by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/)Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100794Artist: http://incompetech.com/This video was sponsored by SkillshareDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Huge Announcement 07.10.2026 4m

  Some huge news for the channelUploaded 01-04-25"Election Music" by MUSIC4VIDEO (https://youtu.be/xOc9U6nMtn8?si=sFPqblwqM0MSEjdo) Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Do Rate Cuts ACTUALLY Send Stocks Higher? 07.10.2026 21m

  To try everything Brilliant (today's sponsor) has to offer for free for a full 30 days, visit https://brilliant.org/theplainbagel or click on the link in the description. You’ll also get 20% off an annual premium subscription.Uploaded 23-08-2400:00 - Introduction02:41 - Basics of Rate Cuts06:05 - Experiment Details07:37 - Return Results10:06 - Result Explanation13:13 - TakeawaysIn today's video, I go over the history of rate cut campaigns in the US to try and figure out how markets have historically reacted to interest rates falling.DISCLAIMER:This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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  How is This Allowed On YouTube?? (Investment Scam) 07.10.2026 6m

  Scammers are now imitating YouTubers, and my channel is being flooded once again with scam comments, this time under my own name. So I made a rant about it.Uploaded 22-12-20Video with New Money: https://youtu.be/EVqnbSsf0UgVideo with Coffeezilla: https://youtu.be/9v28g85LHHQ Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Bank Financial Advisors Are Giving Bad Advice 07.10.2026 23m

  There have been reports of advisors giving harmful financial advice to their clients. Today's video dives into these allegations and why it's a systemic issue for the industry.Uploaded 12-04-24CBC Marketplace Investigation: https://youtu.be/htm38oM5WFE?si=yVHXaGPwVBdrUXJH@BenFelixCSI's Video: https://youtu.be/v8iOV1Uourg?si=fs42SxzlNymve5nEQuestions for Advisors: https://www.canada.ca/en/financial-consumer-agency/services/savings-investments/choose-financial-advisor.htmlCanada Database for Advisors:- Registration Status: https://info.securities-administrators.ca/nrsmobile/nrssearch.aspx- Disclosures: https://www.ciro.ca/advisor-report-searchUS Database for Advisors: - Registration and Disclosures: https://brokercheck.finra.org/Canadian Sites for Finding Local Advisors:- https://www.fpcanada.ca/findaplanner- https://www.advocis.ca/find-an-advisor/- https://pmac.org/firms/US Sites for Finding Local Advisors:- https://money.usnews.com/financial-advisorsDISCLAIMERS:Richard Coffin is a registered portfolio manager, CFP professional and CFA charter holder.This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not directly affiliated with his employer). Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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  Making a Synthetic Stock 07.10.2026 9m

  Synthetic stocks are investments that replicate a stock's return; in other words, they earn money from a company's success despite having no ownership of the firm. Today, let's go through the exercise of creating one so we can better understand just how capable the world of options truly is.Uploaded 12-10-18NOTE: As mentioned, this example is grossly oversimplified and doesn't take into transaction costs nor contract sizes.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music: http://freemusicarchive.org/music/Podington_Bear/DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices