Say Hola Wealth

Episodes

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  EP. 237: Angel Investing for Beginners: What I Wish I Knew Before Investing 27.10.2026 17m

  What if you could invest in the Latina-owned businesses you already love?In this episode of the Say Hola Wealth Podcast, I'm sharing how I became a Latina angel investor, wrote my first $1,000 angel investment check, and started investing in Latina-owned startups.We'll explore angel investing for beginners, accredited investor requirements, how to find angel investor communities, and what I've learned from reviewing real startup financials and quarterly investor updates.Plus, we're talking about why investing in mission-driven businesses, supporting Latina entrepreneurship, and exploring opportunities across Latin America are part of a bigger conversation about building generational wealth.Because as I share in Pillar 10 of Cash Libre: We Don't Just Build. We Fund.What You'll Learn:00:00 — Welcome to the Cash Libre LineWhy we're talking about angel investing and creating more conversations about money and ownership.02:19 — Angel Investing 101: My First $1,000 Investment03:25 — Accredited Investor Requirements and Financial Readiness05:00 — Finding Latina-Owned Startups and Angel Investor Communities08:34 — How to Evaluate Startup Investment Opportunities09:24 — Inside a Real Quarterly Investor Update12:54 — Why I Invest in Latina-Owned Businesses15:10 — Why I'm Not Chasing the Next Unicorn16:00 — Angel Investing Beyond BordersExploring investment opportunities across Latin America and thinking more broadly about cross-border opportunities.📖 Resources MentionedCash Libre by Luzy KingReady to expand your financial literacy beyond budgeting and saving? Grab a copy of Cash Libre and explore Pillar 10, “We Don't Just Build. We Fund,” where I share more about angel investing, ownership, and resources to continue learning.Passport to Cash LibreCurious about dual citizenship and the possibilities of building a life across borders? Explore Passport to Cash Libre, my workbook designed to help you navigate the dual-citizenship processGet Passport to Cash LibreDisclaimer: This podcast is for educational and informational purposes only and does not constitute personalized financial or investment advice. References to companies, funds, and investment platforms are not endorsements. Angel investing is speculative, generally illiquid, and involves significant risk, including the potential loss of your entire investment. Certain private investment opportunities require accredited investor status. Hosted on Acast. See acast.com/privacy for more information.
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  EP. 236: How to Break Into Enterprise Sales & Make More Money | Tamiko Lowry 20.10.2026 27m

  What if mastering enterprise sales could transform your income and financial future? 💰In this episode, Luzy King sits down with enterprise sales leader and mentor Tamiko Lowry to explore how women, especially women of color, can overcome the fear of selling, develop high-income skills, negotiate multimillion-dollar deals, and build generational wealth.Discover why sales isn't about being pushy. It's about building relationships, solving problems, and recognizing your value.WHAT YOU'LL LEARN:00:00 – The Power of Enterprise Sales02:53 – From Marketing to Enterprise Sales04:52 – Overcoming the Fear of Selling06:47 – Multimillion-Dollar Deals & Commissions08:46 – Skills You Need to Succeed11:44 – How Sales Can Transform Your Income14:26 – Turning Rejection Into Opportunity16:59 – Building Global Connections20:00 – Three Steps to Break Into Enterprise Sales23:27 – The True Meaning of Wealth💜 JOIN THE CASH LIBRE COMMUNITY!Ready to increase your income, build financial confidence, and create generational wealth?👉 Join us: https://www.sayholawealth.com📚 Get your copy of Cash Libre, available at Barnes & Noble and other major book retailers.🤝 Connect with Tamiko Lowry on LinkedIn.BUY THE EBOOK COPY OF CASH LIBRE TODAY! Hosted on Acast. See acast.com/privacy for more information.
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  EP. 235: The Book of Awesome Latinas: Latina Representation, Creative Collaboration, and Building Wealth 13.10.2026 35m

  What happens when two Latina storytellers come together to celebrate the women whose stories deserve more space in our history books? You get The Book of Awesome Latinas—and a conversation about representation, friendship, creativity, and the business of bringing a book into the world. In this episode, I sit down with Ashley K. Stoyanov Ojeda and Mirtle Peña-Calderón to talk about the book they created together. We go behind the scenes of choosing stories, writing across different cities, navigating a creative partnership, and investing in a project they want younger generations to grow up with.What You'll Learn:00:05 Introduction to The Book of Awesome Latinas -01:31 Why the book was needed03:33 Behind the scenes of the collaboration08:35 Selecting stories and representing different countries10:28 Deciding who to include13:33 Publishing and financial considerations18:13 Working with friends and discussing agreements19:51 Collaborating from different cities21:32 Representation and a message to young Latinas -24:02 Defining wealth through family, joy, and stability -26:35 Creative habits and writing support29:34 Feedback and continuous improvement32:14 Bringing the book into schools and communitiesFull podcast episode here: https://sayholawealth.com/podcast/the-book-of-awesome-latinas-latina-representation-creative-collaboration-and-building-wealth/Connect with Mirtle on Instagram.Connect with Ashley on Instagram.DOWNLOAD THE 3 MONEY SYSTEMS WOMEN NEED TO BUILD WEALTH TODAY! Hosted on Acast. See acast.com/privacy for more information.
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  EP. 234: The Latina Pay Gap: 4 Ways We're Making It Worse (And How to Fix It) 06.10.2026 17m

  The Latina pay gap isn’t just about earning less. It impacts how much money we have available to invest, save for retirement, pay off debt, and ultimately build generational wealth.In honor of Latina Equal Pay Day, we’re talking about the systemic barriers behind the pay gap—and having an uncomfortable conversation about some of the ways we may be contributing to it.From salary negotiation and discounting our expertise to accepting unpaid work and overlooking Latina-owned businesses, I’m challenging us to think differently about earning, investing, and building wealth.Because earning more is only the first step. What we do with that money matters, too.What You'll learn:00:00 How Latinas Contribute to the Latina Pay Gap00:55 Welcome + Introducing Cash Libre02:05 What Is the Latina Pay Gap?03:20 The $1.34 Million Lifetime Wealth Gap04:35 Why We Need to Talk About Earning More05:45 Salary Negotiation: The First Step07:00 How the Pay Gap Affects Investing and Retirement09:00 Why Latinas Must Stop Undervaluing Their Work10:15 Stop Discounting Your Expertise11:40 Stop Normalizing Financial Struggle13:00 The Hidden Cost of Unpaid Work15:10 Why Supporting Latina Expertise Matters16:20 How We Can Help Close the Latina Pay Gap17:00 Grab Cash Libre and Start Building WealthReady to Build Wealth Differently?💰 Join the Cash Libre Collective:https://www.sayholawealth.com📚 Get your eBook copy of Cash Libre:https://www.amazon.com/dp/B0GZR841M5Share this episode with an amiga who needs to hear this conversation—and let’s keep talking about what it takes to close the Latina pay gap and build generational wealth.Let's Build Wealth Juntas,Luzy Hosted on Acast. See acast.com/privacy for more information.
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  EP. 233: Debt-Free Latina: How Mayra Garcia Built a Simple System for Financial Freedom 29.09.2026 24m

  Can you pay off debt, start investing, and build wealth without following every traditional money rule? In this episode of the Say Hola Wealth Podcast, I sit down with Mayra Garcia of Debt Free Latina to talk about budgeting, paying off debt, investing, and building wealth on your own terms.We talk about creating a simple money management system, increasing income, working with a financial planner, investing while prioritizing family goals, and why financial freedom can look different for every familia.📕 PREORDER CASH LIBREReady to rethink your relationship with money and start building wealth on your own terms?Order your copy of Cash Libre and start creating your path toward financial freedom.ORDER CASH LIBRE HERE. WWW.CASHLIBRE.COMWHAT YOU WILL LEARN:00:00 – How to Start Investing & Building Wealth01:59 – Meet Mayra Garcia of Debt Free Latina03:09 – How to Get Organized With Your Money05:38 – How to Pay Off Student Loans, Credit Cards & Car Debt06:45 – How to Create a Simple Budget That Actually Works08:35 – Budgeting, Automating Your Money & Starting to Invest10:32 – Investing While Paying for Your Kids’ College12:08 – How to Build Wealth on Your Own Terms12:53 – Building Multiple Streams of Income13:09 – How Budgeting Can Build Financial Confidence14:31 – Do You Need More Income to Pay Off Debt?16:51 – Creating a Money Management System That Works17:49 – How to Manage Your Money Like a Project18:53 – How Much Money Do You Need for Financial Freedom?19:56 – What Does a Financial Planner Actually Do?22:01 – What Does Financial Freedom Really Mean?22:55 – How to Start Building Wealth Your Way✨ CONNECT WITH MAYRAFollow Mayra and Debt Free Latina on Instagram🎧 LOVE THE SAY HOLA WEALTH PODCAST?Subscribe to the channel and share this episode with another mujer who is ready to get organized with her money, start investing, and build wealth her way.Join the Cash Libre Collective at: www.sayholawealth.com Hosted on Acast. See acast.com/privacy for more information.
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  EP. 232: From Eldest Daughter to Investor: Jocelyn's Journey to Generational Wealth 22.09.2026 16m

  What You’ll Learn in This EpisodeIf you’re the eldest daughter in a first-generation or immigrant family, building wealth can feel complicated when you’re balancing your financial goals with the desire to support your family.In this episode, you’ll learn:How a first-gen Latina can start investing and build confidence with money.Why saving is only one part of building generational wealth.How salary negotiation can help you create more opportunities to invest.How Jocelyn went from keeping money in a safe to building a five-figure investment portfolio.How to build wealth while navigating the expectations and responsibilities of being the eldest daughter.Why investing can help you create more freedom, choices, and financial security for your future.If you’re ready to change your relationship with money, family, and wealth, join the waitlist for my upcoming book, where I dive deeper into the money stories and cultural expectations that shape us as first-gen Latinas.Join the book waitlist here. Hosted on Acast. See acast.com/privacy for more information.
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  EP. 231: Why I Wrote Cash Libre A Perfonal Finance Book for Latina | Part 2 15.09.2026 35m

  What really happens behind the scenes when you write a book about money, family, culture, and your own lived experiences?In this episode, I’m answering questions from Cash Libre advanced readers about writing my first book, navigating family expectations, overcoming writer’s block, asking for help, and deciding which personal stories were mine to tell.We also talk about why Cash Libre goes beyond traditional personal finance advice to explore how culture, identity, family, and financial trauma can shape our relationship with money.What You’ll LearnHow to overcome writer’s block when writing a bookHow to ask for help during the book writing processHow to navigate family expectations when sharing personal storiesHow to write about family while honoring different perspectives and experiences Why therapy and trusted relationships became part of my writing process How I decided which personal stories belonged in Cash Libre Why traditional personal finance advice doesn’t always address culture, identity, family dynamics, and financial trauma What inspired me to write a personal finance book for Latinas How I incorporated cultura, illustrations, and childhood memories into a book about moneyJoin the Cash Libre Waitlist 📖Cash Libre arrives October 6, 2026, on Latina Equal Pay Day.Join the waitlist for book updates, upcoming events, and exclusive Cash Libre bonuses available to the waitlist community.CashLibre.comMissed Part 1?This is Part 2 of our conversation.🎙️ Listen to Part 1: EP. 229: Why I Wrote Cash Libre: A Personal Finance Book for Latinas Hosted on Acast. See acast.com/privacy for more information.
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  EP. 230:The Rules Nobody Taught Us About Money, Startups & Venture Capital with Lolita Taub 08.09.2026 53m

  What if building generational wealth also means understanding venture capital, angel investing, and who gets access to startup funding?In this episode of the Say Hola Wealth Podcast, I sit down with Lolita Taub, founder of Ganas Ventures and author of What Actually Matters: Startups, Capital, and the Rules Nobody Taught Us. We break down the investing ecosystem, the hidden “access tax,” and why more Latinas and first-gen wealth builders belong in the rooms where capital is being invested.What You’ll Learn✨ How venture capital and angel investing work✨ Why Latina founders face barriers to accessing capital✨ What the “access tax” means for first-gen entrepreneurs and investors✨ How founders can navigate rejection and find the right investors✨ Why proximity and relationships matter when building wealth✨ How angel investing can become part of generational wealth building✨ Why Latinas belong on both sides of the table—as founders and investorsGet Lolita Taub’s Book 📚Want to better understand startups, investing, venture capital, and the rules that can be difficult to learn when you weren’t born into these networks?Pre-order Lolita Taub’s:What Actually Matters: Startups, Capital, and the Rules Nobody Taught UsLolita created the book as a navigation guide to help readers understand the different roles within the startup and venture capital ecosystem—and the lessons she wishes she had when she was getting started.PRE-ORDER LOLITA’S BOOK.Grab Your Copy of Cash Libre 💸Building wealth as a first-gen Latina is about more than numbers. It also means understanding the money stories, cultural expectations, and systemic barriers that have shaped how we think about wealth.In Cash Libre: 10 Pillars to Help You Reclaim Your Purpose and Financial Freedom, I share my framework for healing your relationship with money, building wealth, and reclaiming more choices over your financial future.GRAB YOUR COPY OF CASH LIBRE.We belong in the rooms where capital is being raised, invested, and multiplied.We can be the founders. We can be the investors. And we can build wealth juntas.🎧 Listen to the full episode and share it with a mujer who needs to hear this conversation. Hosted on Acast. See acast.com/privacy for more information.
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  EP. 229: Why I Wrote Cash Libre: A Personal Finance Book for Latinas | Part 1 01.09.2026 21m

  What does it really take to write a personal finance book for Latinas—and invest in the dream of becoming an author?In Part 1 of this 3-part Cash Libre series, Luzy King shares the story behind Cash Libre, the financial decisions she made to bring the book to life, and why she wanted to create a different kind of money book for Latinas. From financial trauma and money mindset to investing, wealth building, and financial freedom, this conversation explores why becoming libre is about more than simply having more money.What You’ll Learn: How the idea for Cash Libre began with Luzy’s daughtersWhy traditional personal finance advice often misses the experiences of LatinasThe financial sacrifices behind becoming a published authorWhy financial healing is an important part of building wealthHow investing helped Luzy prepare financially to write the book Why Cash Libre uses cultura, storytelling, and illustrations to teach moneyWhat financial freedom and becoming “libre” really mean📚 Get your copy of Cash Libre: https://www.cashlibre.com🎉 Join us for the live Cash Libre book launch in Seattle, WA! Visit https://www.cashlibre.com for details.Stay tuned for Part 2 of this special Cash Libre podcast series.#CashLibre #PersonalFinanceForLatinas #LatinaWealth #FinancialFreedom #WealthBuilding #MoneyMindset #FinancialHealing #LatinasAndMoney #SayHolaWealth Hosted on Acast. See acast.com/privacy for more information.
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  EP. 228: Why Working Hard Isn't Enough for Women | Stefanie O'Connell on The Ambition Penalty 11.08.2026 39m

  What if working harder isn't the answer?In this episode of the Say Hola Wealth Podcast, Luzy King sits down with award-winning journalist and author Stefanie O'Connell to unpack the hidden systems that shape women's careers, earning potential, and long-term wealth. From workplace bias and the gender pay gap to unpaid labor and motherhood, this conversation will challenge everything you've been told about ambition and success.Episode Highlights01:36 Why Stefanie wrote The Ambition Penalty04:18 The hidden financial cost of unpaid labor06:24 How small workplace biases become lifetime wealth gaps09:13 Ageism, motherhood, and career advancement14:02 Identity, belonging, and navigating corporate America as a Latina17:53 Do women really need another degree to get ahead?20:34 Dealing with online criticism and speaking truth to power28:46 Raising daughters to understand money, equality, and leadership35:27 Stefanie's definition of wealthFeatured Book: The Ambition Penalty by Stefanie O'Connell📚 Preorder my upcoming book, Cash Libre, and learn how to make work optional, build generational wealth, and redefine financial freedom on your own terms: If you enjoyed this episode, please follow the podcast and leave a review on Apple Podcasts. Your support helps more ambitious Latinas discover the conversations that are changing how we think about money, work, and wealth. Hosted on Acast. See acast.com/privacy for more information.
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  EP. 227: Why Your Budget Isn't Working (And How to Stop Running Out of Money Before Payday) | Lumi Founder Ricardo Kendrick II, 28.07.2026 27m

  Why Your Budget Isn't Working (And How to Stop Running Out of Money Before Payday)Are you tired of checking your bank account only to wonder where your money went? In this episode, Luzy sits down with Ricardo Kendrick II, co-founder of Lumi Money, to explore why traditional budgeting often falls short and how understanding your cash flow can help you make more confident spending decisions.You'll learn why your bank balance doesn't tell the whole story, how to stop living paycheck to paycheck, and why knowing your "Safe-to-Spend" number can reduce financial stress and help you stay in control of your money.Episode Highlights00:00 – Welcome and today's topic02:05 – Ricardo's money story and the lessons he learned growing up06:30 – Why traditional budgeting wasn't working10:20 – The idea behind Lumi Money and the journey from spreadsheet to app16:15 – Why your bank balance isn't the same as what you can safely spend21:30 – How Lumi Money calculates your Safe-to-Spend number27:10 – Building trust when connecting your bank account31:45 – Cash flow vs. budgeting: A new way to think about managing money36:20 – The importance of building a strong financial foundation before investing41:00 – Ricardo's definition of wealthResources MentionedCheck out Lumi Money and start your 14-day free trial to discover your personalized Safe-to-Spend number and make confident spending decisions.Ready to build a stronger financial foundation?Get your copy of Cash Libre and learn the mindset and money strategies to help you stop surviving and start building lasting wealth. Hosted on Acast. See acast.com/privacy for more information.
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  EP. 226: The Myth of Ethical Investing (And Why It Keeps So Many Latinas From Building Wealth) 21.07.2026 22m

  Can you build wealth without compromising your values? In this episode, Luzy King challenges one of the biggest myths keeping many first-generation Latinas from investing: the belief that ethical investing requires finding the "perfect" company.You'll learn the basics of ethical investing, ESG investing, index funds, ETFs, expense ratios, and why becoming an owner—not just a consumer—can help you align your money with your values while building long-term wealth.Whether you're just getting started or looking to become a more conscious investor, this episode will help you rethink what it truly means to invest with intention.Episode Timestamps01:18 – Why ethical investing feels overwhelming for many Latinas06:10 – Conscious investing vs. the pursuit of perfection12:45 – Why you're already participating in the economy17:32 – The difference between consumers and owners22:08 – Investing 101: Ethical investing, ESG funds, ETFs, and index funds explained28:54 – What are expense ratios and why do they matter?34:20 – How shareholder ownership creates influence41:18 – Practical ways to align your investments with your values47:10 – Why waiting for the "perfect" investment delays wealth building53:02 – Final thoughts: Ownership, legacy, and building generational wealthResources Mentioned💜 Join the Cash Libre Collective at www.sayholawealth.com Continue your financial education alongside a community of women committed to building long-term wealth.📖 Join the Cash Libre Waitlist for book launch bonuses📚 Preorder the ebook Copy of Cash Libre Reserve your copy today and join thousands of women redefining their relationship with money.⭐ Read Cash Libre Before Launch on NetGalley Create a free account on NetGalley and request a Digital Advance Reader Copy (DARC) of Cash Libre before its official release. Your early review helps more readers discover the book. Hosted on Acast. See acast.com/privacy for more information.
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  EP. 225: How This Latina Became the CFO of Her Household—and Why Every Woman Should Too 14.07.2026 27m

  Want to grow your career, negotiate a higher salary, and take control of your finances?Leadership coach and author Diana Bernal shares how becoming the CFO of your household can help you build wealth, create financial confidence, and make intentional career decisions. Learn practical strategies for career growth, salary negotiation, and managing your household finances so you can create more options for your future.Episode Timestamps:00:00 Introduction01:05 Diana's money story07:20 How to grow your career with intention11:40 Becoming the CFO of your household15:30 Salary negotiation strategies for women17:00 Becoming an author22:45 What wealth really means💌 Join the Cash Libre CollectiveGet weekly money tips, investing strategies, and exclusive resources to help you make work optional.👉 Join here: www.sayholawealth.com📖 Get a copy of my book: Cash Libre.Connect with Diana Bernal on her website. Hosted on Acast. See acast.com/privacy for more information.
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  EP. 224: How This Latina Landed Her Dream HR Career at Microsoft 07.07.2026 21m

  What does it really take to build a successful career at Microsoft as a Latina? In this inspiring episode, Luzy sits down with Microsoft HR Business Partner Cynthia Vargas Hernandez to discuss breaking into tech, navigating career pivots, negotiating your worth, finding mentors, and building a career with purpose. Whether you're an aspiring HR professional, a first-generation Latina, or someone dreaming of working in tech, this episode offers practical advice and inspiration for your next career move.Episode Timestamps00:00 – Meet Cynthia: From Mexico City to MicrosoftHow Cynthia immigrated to the United States and rebuilt her career from the ground up.05:45 – Why She Left Accounting for Human ResourcesHow changing careers opened the door to new opportunities in HR and, eventually, at Microsoft.09:15 – Salary Negotiation Lessons Every Latina Should HearCynthia shares what she learned as a recruiter and why women often underestimate their value.13:00 – How an MBA Helped Her Get Into MicrosoftThe strategic career decisions that helped her land a competitive HR internship and a full-time role.17:00 – Finding Mentors and Building Career ConfidenceWhy asking for mentorship changed everything—and how you can do the same.21:30 – The Power of Having a Global MindsetHow living in Mexico, the UK, and the United States shaped her leadership style.25:00 – Setting Healthy Boundaries While Working at MicrosoftHow Cynthia manages networking requests, LinkedIn messages, and protects her time.29:00 – What Wealth Means Beyond MoneyCynthia shares her definitions of wealth, family, financial freedom, and the creation of opportunities for future generations.Connect with Cynthia on Instagram.Get a copy of Cash Libre.Book a 60 Minute strategy session with Luzy. Hosted on Acast. See acast.com/privacy for more information.
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  EP: 223: How PhiloFund Is Transforming Philanthropy: Dr. Andrea Ortega on Building Wealth Through Purpose 30.06.2026 29m

  What if building wealth wasn't just about growing your bank account—but also about creating lasting impact in your community?In this inspiring episode of the Say Hola Wealth Podcast, Luzy King sits down with Dr. Andrea Ortega, founder of PhiloFund, to discuss how she's disrupting philanthropy through technology while empowering donors to give with intention. From overcoming imposter syndrome and navigating startup life as a Latina founder to redefining wealth beyond money, this conversation is packed with actionable insights for entrepreneurs, nonprofit leaders, and purpose-driven mujeres ready to create generational impact.In This Episode:00:00 Meet Dr. Andrea Ortega and her journey from nonprofit leader to tech founder03:00 Why PhiloFund is transforming the future of charitable giving07:10 How donors can build giving into their wealth strategy10:45 How PhiloFund matches donors with nonprofits that align with their values13:10 How PhiloFund makes money and the realities of building a tech startup15:00 Overcoming imposter syndrome, fundraising, and finding confidence as a Latina founder19:30 How the Say Hola Wealth community can support PhiloFund23:00 Why supporting Latina-owned businesses creates generational wealth25:10 Dr. Andrea Ortega's definition of true wealth and financial freedomConnect with Dr. Andrea OrtegaFollow Dr. Andrea Ortega on LinkedIn to stay updated on PhiloFund, philanthropy, nonprofit leadership, and her journey as a Latina tech founder:https://www.linkedin.com/in/andreaortega/Download PhiloFundLearn more about PhiloFund and join the movement to make intentional giving part of your wealth strategy:https://philofund.comGet Your Copy of my book: Cash Libre: 10 Pillars to Help You Reclaim Your Purpose and Financial FreedomReady to redefine your relationship with money and build wealth on your own terms? Get your copy today and begin your Cash Libre journey.If this episode inspired you, be sure to follow the Say Hola Wealth Podcast, leave a review, and share it with another mujer who's ready to build wealth, create impact, and lead with purpose. Hosted on Acast. See acast.com/privacy for more information.
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  EP. 222: The F.I.S.C.A.L. Debt Framework: Part 6 – Legacy Debt 25.06.2026 25m

  Episode DescriptionWhat if the biggest debt you're carrying isn't on your balance sheet—it's the money beliefs you inherited?In this episode of the Debt Beyond Dollars™ series, we're unpacking Legacy Debt, one of the six hidden debt types in the FISCAL Framework™. We'll explore how many first-generation professionals were taught that all debt is bad, why that belief exists, and how it can keep us from building wealth.You'll also learn the difference between debt that diminishes your financial future and debt that can be used strategically as leverage to create opportunities, grow a business, or increase your earning potential.If you've ever believed you had to be completely debt-free before investing in yourself, this episode will challenge the way you think about money—and help you make more intentional financial decisions.In This EpisodeWhat Legacy Debt is and why it goes beyond student loansThe money beliefs many first-generation professionals inheritWhy "all debt is bad" may be limiting your financial growthThe difference between debt that diminishes, protects, and leveragesHow to evaluate whether taking on debt is a strategic investment or an emotional decisionApply for Wealth LatónReady to move from financial overwhelm to financial ownership?Wealth Latón is my 7-day voice coaching experience designed to help ambitious Latinas transform the way they think about money, make confident financial decisions, and build wealth with intention.Together, we'll identify what's keeping you stuck, create a personalized action plan, and provide daily coaching and accountability to help you take meaningful steps.Grab your seat now!Grab a copy of my book Cash Libre: 10 Pillars to Help You Reclaim Your Purpose and Financial Freedom Today. Hosted on Acast. See acast.com/privacy for more information.
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  EP. 221: The F.I.S.C.A.L. Debt Framework: Part 5 – Avoidance Debt 23.06.2026 22m

  Every problem you avoid is charging you interest.In this episode of the Fiscal Debt Series, Luzy King unpacks Avoidance Debt—the hidden cost of postponing your financial decisions. Through real client stories and personal experiences, she explains why avoiding your finances creates more than just financial consequences; it also compounds stress, anxiety, lost opportunities, and self-doubt.If you've ever felt overwhelmed by debt, ignored your bank statements, or believed you'd "deal with it later," this episode will help you understand what's really happening beneath the surface and how to take small, intentional steps toward financial freedom.Timestamps00:00 – Why every problem you avoid is charging you interest02:10 – What Avoidance Debt really means and why it keeps women financially stuck07:35 – Client story: Avoiding student loans and the emotional cost of looking away15:20 – How your brain uses avoidance to protect you—and why it backfires23:45 – The hidden opportunities debt avoidance steals from your future31:10 – Why becoming financially free is a decision, not a math problem37:30 – A simple mindset exercise to overcome avoidance and take action today📖 Cash Libre is coming soon!If you're ready to stop avoiding your finances and start building lasting wealth, join the Cash Libre waitlist today and be the first to hear about the book launch, exclusive resources, and special bonuses.👉 Join the waitlist: https://cashlibre.com Hosted on Acast. See acast.com/privacy for more information.
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  EP. 220: The F.I.S.C.A.L. Debt Framework: Part 4 – Comparison Debt 18.06.2026 20m

  Episode SummaryWhat if the real reason you're struggling to build wealth isn't your income—but the constant comparison happening in your mind?In Part 4 of the F.I.S.C.A.L. Debt Framework™, Luzy King explores Comparison Debt—the spending habits that emerge when we try to buy a life that isn't ours. Through personal stories, client case studies, and practical coaching insights, Luzy shares how social media, self-worth, and the fear of being behind can quietly influence our financial decisions and keep us stuck in debt.In This Episode[00:00] What is Comparison Debt?[03:45] How social media influences your spending decisions[08:20] The hidden cost of comparing your life to others[14:10] My experience with business comparison and overspending[21:30] Why buying someone else's dream won't create your happiness[29:15] Self-worth, beauty standards, and financial decisions[37:40] Client case study: Using shopping as a dopamine hit[46:50] How to create boundaries before making purchases[53:00] Reflection question: Are you buying for yourself or because you feel behind?Key TakeawayComparison Debt happens when you spend money trying to buy proximity to a life, identity, or feeling that belongs to someone else. Financial freedom begins when you stop chasing someone else's version of success and start building your own.💌 Join the Cash Libre NewsletterWant exclusive wealth-building insights, podcast updates, and resources designed for ambitious Latinas?Join the Cash Libre Newsletter: https://sayholawealth.comLeave a 5-Star ReviewIf this episode inspired you, please leave a 5-star review on Apple Podcasts. Your review helps more mujeres discover the tools and mindset shifts needed to build generational wealth.Leave a Review: https://podcasts.apple.com/us/podcast/say-hola-wealth/id1608419052 Hosted on Acast. See acast.com/privacy for more information.
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  EP. 219: The F.I.S.C.A.L. Debt Framework: Part 3 – Status Debt 16.06.2026 22m

  What if the reason you're struggling to build wealth isn't your income—but the pressure to keep up with everyone else?In Part 3 of the F.I.S.C.A.L. Debt Framework™, Luzy King explores Status Debt—the debt people take on to appear successful through home renovations, new cars, degrees, and lifestyle upgrades that don't actually improve their financial future. Through client case studies and personal stories, Luzy shares how the fear of being "behind" can lead women to make expensive financial decisions that don't align with the life they truly want.In This Episode[00:00] What is Status Debt?[05:30] Client case study: The home renovation that almost delayed financial freedom[13:45] Why the primitive brain believes you're behind[20:15] The hidden cost of lifestyle upgrades[28:40] Client case study: Buying a new car to keep up with friends[35:20] The truth about degrees, income, and financial freedom[43:10] My own experience chasing status and corporate success[51:00] How to define wealth on your own termsKey TakeawayStatus Debt occurs when we spend money trying to improve our image rather than our financial future. True wealth is built when your decisions are aligned with your values—not someone else's definition of success.💌 Join the Cash Libre NewsletterWant exclusive wealth-building insights, podcast updates, and resources designed for ambitious Latinas?Join the Cash Libre Newsletter:https://sayholawealth.com⭐ Leave a 5-Star ReviewIf this episode inspired you, please leave a 5-star review on Apple Podcasts. Your review helps more mujeres discover the tools and mindset shifts needed to build generational wealth.https://podcasts.apple.com/us/podcast/say-hola-wealth/id1608419052Copyright © 2026 Say Hola Wealth®. All rights reserved. Hosted on Acast. See acast.com/privacy for more information.
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  EP. 218: The F.I.S.C.A.L. Debt Framework: Part 2 – Identity Debt 11.06.2026 22m

  What if your debt isn't coming from a lack of money—but from trying to maintain an image that doesn't match your reality?In Part 2 of the F.I.S.C.A.L. Debt Framework, Luzy King explores Identity Debt, the debt people accumulate while trying to look successful, wealthy, or accomplished—even when their finances tell a different story. From luxury purchases and social media comparison to lifestyle inflation and validation-seeking, Luzy breaks down why so many women find themselves trapped in a cycle of spending to prove they've "made it."Drawing from her own debt-free journey and years of coaching clients, Luzy shares how creating a clear wealth identity helped her make intentional financial decisions, stop seeking external validation, and build a life aligned with her values. This episode will challenge you to ask an important question: Are you building wealth—or simply trying to look wealthy?In This Episode[00:00] Introducing Identity Debt and the second pillar of the F.I.S.C.A.L. Debt Framework[03:15] What it means to look rich while going broke[08:20] How social media fuels comparison and overspending[15:10] Why luxury purchases often become a source of validation[22:40] Building a Cash Libre identity instead of an image[30:25] The hidden cost of consumerism and lifestyle inflation[39:15] How self-coaching can help you break free from Identity Debt[47:00] Questions to help you redefine wealth on your own termsKey TakeawayIdentity Debt happens when your spending is driven by who you think you should be instead of who you truly want to become. Financial freedom starts when you stop buying for validation and start building a wealth identity rooted in your values, priorities, and long-term vision.💌 Join the Cash Libre NewsletterWant exclusive wealth-building insights, podcast updates, and resources designed for ambitious Latinas?Join the Cash Libre Newsletter:👉 https://sayholawealth.comLeave a 5-Star ReviewIf this episode inspired you, please leave a 5-star review on Apple Podcasts. Your review helps more mujeres discover the tools and mindset shifts needed to build generational wealth.Leave a Review:https://podcasts.apple.com/us/podcast/say-hola-wealth/id1608419052Copyright © 2026 Say Hola Wealth® and Luzy King. All rights reserved. Hosted on Acast. See acast.com/privacy for more information.