Ask About Wealth

Episodes

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  Tax-Efficient Investing in Ireland: SURE, EIIS and the New State Savings Scheme 23.10.2026 37m

  For a 1:1 consultation with Paul: https://askaboutwealth.ie/consultancy In this week's episode Paul is joined by Dave O’Brien (Head of Tax at Xeinadin) and Kevin Canning (CEO of Quintas Capital) for a straight-talking conversation on tax-incentivised investing in Ireland. Some highlights: - Why Angel Investor relief and SURE sound great but are barely used - The new State Savings Scheme: who might benefit, and what we still don’t know - Pensions vs EIIS: why the order matters - How business owners can use EIIS to extract cash from trading or holding companies Hosted on Acast. See acast.com/privacy for more information.
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  Private Equity and Venture Capital Explained: Risk, Returns and Portfolio Construction 16.10.2026 53m

  This week Paul is joined by Alan Merriman, founder of Elkstone, for an educational conversation on private equity and venture capital, an asset class that’s becoming more accessible to Irish investors but is still widely misunderstood. Some highlights: - How venture capital fits within private equity- Why 87% of global market value sits in private companies, not public ones- Alan’s view on what percentage of a portfolio makes sense for private equity- Why a portfolio of 25 to 30 venture companies behaves very differently to a single bet- The reality of liquidity, time horizons, and risk A straightforward, educational conversation for anyone looking to understand private equity before considering whether it has a place in their own portfolio. For a 1:1 consultation and more: https://askaboutwealth.ie/consultancy Hosted on Acast. See acast.com/privacy for more information.
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  Budget 2027: New Savings Scheme, CAT/CGT Changes and What It Means for High Earners 07.10.2026 25m

  For a 1:1 consultation with Paul: https://askaboutwealth.ie/consultancyIn this special Budget 2027 episode, Paul cuts through the noise and focuses on what the budget means for building and protecting wealth.Highlights include: The new government savings scheme vs deemed disposal and CGT (one scheme per taxpayer, so plan for the whole household)EIIS, SURE and angel investor relief extensionsMinimum wage rises and the smarter, tax-efficient ways to pay staffR&D tax credits jumping from €87,500 to €105,000CAT threshold changes and why your will may already be out of dateWhy electric vehicles remain one of the best tax plays for company owners, even with reduced reliefsBudget 2027 isn't a giveaway. It's a promise to take less. For anyone with surplus income, the real opportunity is turning that into an investment plan, not lifestyle creep. Hosted on Acast. See acast.com/privacy for more information.
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  Get 50% Tax Relief by Backing Irish Businesses (EIIS Explained) 23.09.2026 45m

  For an introduction to discuss EIIS: https://askaboutwealth.ie/professionals/eiis With tax season approaching, the Ask About Wealth podcast revisits Ireland’s Employment Investment Incentive Scheme (EIIS) with Kevin Canning, CEO of Quintas Capital to unpack how the Scheme works and how you might benefit from it. Highlights include: - How to get up to 50% tax relief on your investment - Investment limits and the typical investor profile- Fund vs direct investment and why due diligence matters - How company directors can use EIIS to extract cash tax-efficiently - What Quintas invests in and how they protect investors on exit Hosted on Acast. See acast.com/privacy for more information.
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  How to Build Wealth Through the Stock Market 12.08.2026 43m

  For a 1:1 Consultation With Paul - https://askaboutwealth.ie/consultancyIn this episode, Paul is joined by Emmet Savage, co-founder and Chief Investment Officer of MyWallSt, for a conversation about how ordinary people can build real wealth through the stock market.Emmet shares the framework he's refined over decades: what a stock looks like before hypergrowth, why you should never keep clipping your winners, why losses are simply part of the game, and why you need less than 1% of your waking hours to get started.To Get In Contact With Emmet: emmet@mywallst.com Hosted on Acast. See acast.com/privacy for more information.
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  Why Property Investing is Terrible For The Average Taxpayer 24.06.2026 14m

  Book a one-to-one consultation with Paul - https://askaboutwealth.ie/consultancyIn this episode, Paul walks through a real consult where an "8% rental yield" turned out to be a real return of just 1.33% once tax, costs and inflation were stripped out. The numbers don't lie, and the headline yield the seller quotes is rarely the return you actually get.In this episode, he covers how to turn property from a poor investment into a powerful one, including HMOs, buying inside your pension fund, interest-only loans, the capital allowances 95% of landlords never claim, and the corporate and local authority tenants most investors completely overlook.If you own a rental property, or you're thinking of buying one, this is the episode to watch before you do anything else. Hosted on Acast. See acast.com/privacy for more information.
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  How to Reduce Your Tax Bill to 0% 17.06.2026 14m

  Book a one-to-one with Paul at https://askaboutwealth.ie/consultancyIn this episode, Paul walks through a real-world example of how financial planning can lead to a massive reduction in the tax you pay. Paul explains the difference between a salesperson and a true planner, and how dovetailing reliefs can drop your effective tax rate to as low as 0%. He also covers why surplus cash on your company balance sheet is a hidden risk, how it can disqualify you from Entrepreneur and Retirement Relief.If you're a business owner, high earner or anyone with surplus income, this is the kind of planning the high-street market won't show you. Hosted on Acast. See acast.com/privacy for more information.
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  Over 75% Of People Are Paying Too Much For Health Insurance 11.06.2026 39m

  For a 1:1 consultation with Paul - https://askaboutwealth.ie/consultancyThis week, Paul hosts Ger Conalty, Head of Health Insurance Services at SYS, to explain that reviewing health insurance is about more than saving money, it’s about getting the right cover for your needs and life stage. Hosted on Acast. See acast.com/privacy for more information.
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  Where Should You Invest a Lump Sum? 03.06.2026 16m

  For a 1:1 consultation and more - https://askaboutwealth.ie/consultancyIn this episode Paul looks back at 10 years of returns across the four main asset classes and reveals why two of them actually lost money in real terms once inflation is stripped out.But the real question isn't "what's the best investment?". It's "what's the best investment for me?" Your age, timeframe, existing assets and tax position change the answer completely. And as always, tax is the silent killer of returns. Hosted on Acast. See acast.com/privacy for more information.
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  Leaving Ireland to Avoid Tax 13.05.2026 42m

  Book a 1:1 consultation with Paul and more: https://askaboutwealth.ie/consultancyIf you would like to get in touch with Steph you can do so here:Contact: https://expattaxes.ie/Linkedin: https://www.linkedin.com/in/stephanie-wickham-b4aba13b/In this weeks episode Paul talks to Steph Wickham, Expat Taxes Founder & Award-Winning International Expat Tax Specialist, about Irish tax for anyone moving to or from Ireland. We cover how residency, ordinary residency and domicile shape your tax exposure, the reach of ordinary residency after you leave, common myths around double tax agreements and much more. Hosted on Acast. See acast.com/privacy for more information.
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  How Much You Need To Retire Early 06.05.2026 15m

  Start Your Financial Plan - https://askaboutwealth.ie/consultancyForget generic figures like "€1 million". Your number depends on being able to answer 5 core questions discussed in this episode. Get these five right, and you have a real target to plan towards. Hosted on Acast. See acast.com/privacy for more information.
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  The 5 Biggest Tax Mistakes Irish High Earners Make (And How to Fix Them) 15.04.2026 14m

  For a 1:1 Consultation - https://askaboutwealth.ie/consultancyRevenue says Irish taxpayers are leaving between €400 and €600 million unclaimed every year. In this episode, I break down the five biggest mistakes I see high earners making, and what to do about each one.00:00 The Tax Gap00:52 Pensions vs Mortgage Repayment vs Investing03:25 Accountants vs Tax Planning06:23 When to Go Limited09:43 Estate Planning12:50 Review The Plan14:23 Next Steps Hosted on Acast. See acast.com/privacy for more information.
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  Get the Best Property For Your Money: The Complete 8-Step Guide 18.03.2026 13m

  Free Tools, Report & Broker Introduction Here - https://linktr.ee/ask.about.propertyMost Irish property buyers use mortgages but often miss steps that could save money and improve long-term wealth. This episode shares an eight-step checklist that will help you make the right decisions every step of the way. Hosted on Acast. See acast.com/privacy for more information.
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  Borrowing Money Against Your Assets 04.03.2026 32m

  Book a 1:1 Consultation and Financial Plan with Paul - https://askaboutwealth.ie/consultancyThis week, Paul sits down with Shane O' Neill from Swissquote to unpack how custody fees quietly erode your wealth, what a transparent trading fee actually looks like, and how a Lombard loan lets you access cash from your portfolio without selling up or triggering a tax bill. Hosted on Acast. See acast.com/privacy for more information.
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  Trust Funds Are Not Just For The Rich and Famous 25.02.2026 15m

  Book a 1:1 Consultation and Financial Plan with Paul - https://askaboutwealth.ie/consultancyTrust funds separate ownership from control and can help protect young or special-needs beneficiaries, keep assets managed responsibly, and support inheritance-tax planning.The episode compares fixed trusts with discretionary trusts, explains will trusts, and highlights key insights, like capital gains tax on lifetime transfers, CGT uplift on death, and how transferring a home may avoid CGT and affect “Fair Deal” planning.00:00 Trust Funds Explained00:52 Why Use a Trust01:47 Fixed Trust Basics02:58 Special Needs Planning05:29 Fixed Trust Tax Perks06:21 Discretionary Trust08:09 Trustee Incentives Warning09:29 Discretion Benefits10:18 Will Trusts12:09 Cautions and Tax Traps13:11 Home Transfers and Fair Deal14:36 Final Takeaways Hosted on Acast. See acast.com/privacy for more information.
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  How to Get a Better Return on Your Savings 18.02.2026 34m

  Book a 1:1 Consultation & Financial Plan With Paul:https://askaboutwealth.ie/consultancyIn this episode of the Ask About Wealth Podcast, Paul speaks with Eoghan O’Hara, Country Head for Raisin Ireland. They discuss why Irish household deposits earn very low interest, and the opportunity presented by the EU-wide deposit guarantee protection. Hosted on Acast. See acast.com/privacy for more information.
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  How to Stop the Irish State Taking 33% Inheritance Tax 28.01.2026 24m

  Book a 1:1 Consultation & Financial Plan With Paul:https://askaboutwealth.ie/consultancyIn this episode, we break down why inheritance tax can result in the same wealth being taxed twice, and why doing nothing is often the most expensive option of all.We cover:- Why inheritance tax can wipe out over 33% of a family estate, even after a lifetime of income and capital taxes- The key reasons to consider gifting assets during your lifetime, including protecting today’s thresholds and future growth- How control can be retained using trusts and family partnerships, while still reducing tax- Other powerful planning tools, including familial allowances, exempt assets, and Fair Deal planning Hosted on Acast. See acast.com/privacy for more information.
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  Irish Property in 2026: What Buyers, Sellers, and Investors Need to Know 20.01.2026 44m

  Book a 1:1 Consultation & Financial Plan With Paul:https://askaboutwealth.ie/consultancyGet a Free Mortgage Broker Consultation Here:https://www.askaboutproperty.ie/broker-consultationYou can get in contact with Ray here:https://raycooke.ie/This week, Paul is joined by Ray Cooke, CEO of Ray Cooke Auctioneers, to share what he is seeing on the ground in the Irish property market as we move through 2026.In this episode, we discuss:- Why are good properties selling quickly, and what buyers must have to be ready- The reality of supply and demand, and why stock exists but still feels scarce- Why landlords are leaving the market and what that means for rents and tenants- Residential vs commercial property, yield expectations, and how investors should think about risk Hosted on Acast. See acast.com/privacy for more information.
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  Legal Pitfalls in Business and Succession 17.12.2025 33m

  Book a 1:1 Consultation & Financial Plan With Paul:https://askaboutwealth.ie/consultancyYou can get in touch with Graham here:https://hanlonandco.com/In this episode of the Ask About Wealth podcast, we are joined by Graham Hanlon, a seasoned solicitor with over 30 years of experience. The discussion covers essential topics in financial planning, including the intricacies of probate law, the validity and impact of prenuptial agreements, and the importance of business agreements.Gain valuable insight into managing wealth and the legal planning involved. Hosted on Acast. See acast.com/privacy for more information.
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  8 Things to Do Before 2026 to Reduce Taxes 10.12.2025 29m

  Book a 1:1 Consultation & Financial Plan With Paulhttps://askaboutwealth.ie/consultancyIn this episode, we provide a checklist of actions business owners and individuals can take before December 31, 2025, to maximise tax benefits. Key topics include clearing out company profits, utilising tax credits and allowances, maximising contributions to retirement schemes, and understanding the implications of capital gains tax and EIIS investments. Learn practical tips for leveraging pension contributions, tax-efficient bonuses, subsistence allowances, and tax loss harvesting. This guide offers valuable insights to help you minimise tax liabilities and optimise financial planning for the future.00:00 Introduction: Maximising Your Tax Benefits00:26 Clearing Out Your Profit: Why and How05:23 Utilising Small Benefit Exemptions (SBE)08:13 The Power of Pensions13:51 Understanding Subsistence Allowances19:02 Capital Gains Tax: What You Need to Know23:50 Employment Investment Incentive Schemes (EIIS)26:42 Conclusion: Effective Tax Planning Hosted on Acast. See acast.com/privacy for more information.