Keep The Change

Episodes

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  Infrastructure NZ CEO Nick Leggett on Whats Really Happening With New Zealand's Infrastructure 14.10.2026 1h 16m

  New Zealand's at a crucial point in our history with infrastructure, where if something doesn't change soon there could begin to be a crisis, so today Im speaking with CEO of Infrastructure New Zealand, Nick Leggett, to find out whats actually happening. Find Nick: Linkedin: https://www.linkedin.com/in/nick-leggett-a054a559/ Website: https://infrastructure.org.nz/ Keep The Change unplugged is back for 2026! Get your tickets here: https://www.ticketmaster.co.nz/keep-the-change-unplugged-2026-takapuna-beach-06-11-2026/event/240065149252251C Amy from Levridge is now leading Guardian Financial Planning, helping Kiwi's make smarter financial decisions and build a future with more financial freedom. Book a FREE 15 minute chat with Amy at https://financialplan.co.nz Stuck? Find Amy: [email protected] Instagram: https://www.instagram.com/amy.financialplanner/ Website: https://www.financialplan.co.nz/ Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more. Hosted on Acast. See acast.com/privacy for more information.
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  MM 335 - Is There A Cost Of FOMO 'Crisis'? 12.10.2026 34m

  We seem to have a cost of living crisis running alongside a cost of FOMO crisis? The politicians tell us it's the number one election issue. Meanwhilst people are standing in a queue for $17 frozen yoghurt with chocolate on it, queueing online to get tickets to events. And I think social media might be pouring petrol on it. The TikTokification of spending if you will. Let's explore this one!Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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  From Minimum Wage To $400k/year in New Zealand: My Journey 10.10.2026 27m

  In my lifetime Ive gone from earning minimum wage delivering junk mail, to being an entrepreneur earning north of $400,000 per year all here in New Zealand. Today Im breaking down my journey, what jobs I had, at what age, how much I earnt and the lessons I learnt alone the way. Sign up to Money Mail for free weekly emails to improve your finances: https://www.keepthechange.co.nz/moneymail Follow on Instagram for more content: https://www.instagram.com/keepthechange_nz Hosted on Acast. See acast.com/privacy for more information.
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  5 Money Myths Blocking Kiwi's From Building Wealth with Generate Advisor Nathan Stanners 07.10.2026 1h

  Recently Generate Wealth went out and surveyed 500 people on investing & kiwisaver, so today we're sitting down with Nathan Stanners to summarise 5 of the key themes that get in the way of New Zealanders building wealth. Nathan's worked with over 1,000 New Zealanders as an advisor, seeing whats actually working for everyday Kiwis. Find Nathan: https://linkedin.com/in/nathan-stanners-generatekiwisaver/ https://generatewealth.co.nz Keep The Change unplugged is back for 2026! Get your tickets here: https://www.ticketmaster.co.nz/keep-the-change-unplugged-2026-takapuna-beach-06-11-2026/event/240065149252251C Amy from Levridge is now leading Guardian Financial Planning, helping Kiwi's make smarter financial decisions and build a future with more financial freedom. Book a FREE 15 minute chat with Amy at https://financialplan.co.nz Stuck? Find Amy: [email protected] Instagram: https://www.instagram.com/amy.financialplanner/ Website: https://www.financialplan.co.nz/ Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more. Hosted on Acast. See acast.com/privacy for more information.
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  MM 334 - Have You Thought About Higher Interest Rates? 05.10.2026 33m

  What if 2027 is a year of rising interest rates? Could you budget cope? Let's get ready BEFORE it is reality. Don’t build your household finances around the assumption that a political party, a Reserve Bank or a new calendar year is coming to save you. 2027 could be much the same as 2026. Be ready!Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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  How To Stop DEBT From Stealing Your Future in New Zealand 04.10.2026 20m

  Kiwis are awash with debt, buy now pay later, credit cards, vehicle finance, store cards and thats before we even talk about mortgages or student loans. Today we're diving into what these forms of debts are, what you need to be careful of and how you could get yourself out of it. Sign up to Money Mail for free weekly emails to improve your finances: https://www.keepthechange.co.nz/moneymail Follow on Instagram for more content: https://www.instagram.com/keepthechange_nz Hosted on Acast. See acast.com/privacy for more information.
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  Part Two: My Financial Plan & Beliefs Exposed with a Financial Planner 30.09.2026 53m

  A couple months ago I sat down with Amy from Guardian Financial Planning to help build out a rough financial plan for myself, including some of my beliefs around money, today we're doing part two of that session diving further into the topic. Enjoy! If you missed part one, you can watch it here: https://www.youtube.com/watch?v=c-mb9TPldY0&t=1371s Amy from Levridge is now leading Guardian Financial Planning, helping Kiwi's make smarter financial decisions and build a future with more financial freedom. Book a FREE 15 minute chat with Amy at https://financialplan.co.nz Stuck? Find Amy: [email protected] Instagram: https://www.instagram.com/amy.financialplanner/ Website: https://www.financialplan.co.nz/ Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more. Hosted on Acast. See acast.com/privacy for more information.
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  MM 333 - Same Coffee. $5.50 and $6.50. Who's Right? 28.09.2026 36m

  I stopped for the same coffee at two different cafés. Café #1 charged me $5.50. Café #2 charged me $6.50. These two cafés are less than 200m apart. So how can two businesses, selling essentially the same product within a couple of hundred metres of each other, have nearly a 20% difference in price? Very easily, let's explore!Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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  Iyia Liu Built Multiple Million Dollar Businesses, Here's Her Formula 23.09.2026 1h 4m

  Iyia has built multiple successful ecommerce businesses of her own over the years before shifting towards teaching others how to do the same, today she's on the podcast to share whats working in the world of ecommerce not only for herself, but her students too. Find Iyia: https://www.instagram.com/iyialiu Amy from Levridge is now leading Guardian Financial Planning, helping Kiwi's make smarter financial decisions and build a future with more financial freedom. Book a FREE 15 minute chat with Amy at https://financialplan.co.nz Stuck? Find Amy: [email protected] Instagram: https://www.instagram.com/amy.financialplanner/ Website: https://www.financialplan.co.nz/ Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more. Hosted on Acast. See acast.com/privacy for more information.
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  MM 332 - Oh No! Suddenly Everyone's An Expert Investor 21.09.2026 37m

  Did you know: In 2022, the S&P 500 dropped 19.44%. It actually plunged nearly 27% from its peak before recovering slightly toward December. Could you stomach that volatility? Becasue plenty of my DMs seem to think that they can't get beat when investing. Are we getting too confident?Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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  How Ashby Pies Sells 2,000 Pies A Week For $13 Each 16.09.2026 1h 4m

  Darren's not your typical bakery owner, he loves the warriors, uses social media to promote his business and sells his pies for close to double what other bakeries do, and importantly, its working well for him. In this episode we're breaking down exactly how he's done it and what he's learnt along the way about the restaurant/cafe business, content, and what he'd do if he was starting over again today.Find Darren:https://www.instagram.com/dazzas_cooked/https://ashbypies.co.nz/Amy from http://Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning. Stuck? Find Amy : [email protected] Instagram: https://www.instagram.com/amy.levridgeWebsite: https://www.levridge.co.nzGenerate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more. Hosted on Acast. See acast.com/privacy for more information.
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  MM 331 - What Was Your First Job? How Much Did You Get Paid? 14.09.2026 32m

  I remember my first job. I was about 12 years old, riding around on a one-speed BMX delivering junk mail. New World coupon books were always a test on how many the back and backpack could hold at one time before I needed to reload. I made a video going through all the different jobs I've had and how my income has changed over my lifetime. Something magic happens in the comments when you start talking about your first job or first wage! People start sharing their first job. So what was yours?Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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  MM 330 - The First $100billion Was The Hardest? (KiwiSaver) 13.09.2026 35m

  There is a pretty good chance KiwiSaver has just passed $150 billion. The latest numbers from Morningstar as at 30 June 2026 had KiwiSaver at $147.7 billion invested. Since 30 June, sharemarkets have continued trending up and US markets have recently been hitting new all-time highs. It has taken 16 years to hit the first $100billion, so how long until it doubles?Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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  Employee Share Schemes: What Every Kiwi Should Know 10.09.2026 15m

  In this conversation, I sat down with Susannah Batley, GM of Business at Sharesies, to talk about how employees are building wealth through shares in the companies they work for. We get into what the future paypacket is in New Zealand, why salary alone isn’t enough, stories of people building wealth through equity and much, much more. Create an account with Sharesies using the code 'KTC10' and they will match your first $10 deposit with an additional $10 to get you started investing. Terms and conditions apply. Visit: https://sharesies.com for more information.Investing involves risk. You aren’t guaranteed to make money, and you might lose the money you start with. Any information we provide is general only and current at the time prepared. For advice we provide, see our disclosure statement. This is a paid promotion and is not financial advice.The KTC10 promotional code is offered by Sharesies Limited. Terms and conditions of this offer apply. These terms apply in addition to Sharesies General Terms and Conditions, Invest Terms and Conditions, and Privacy Policy.Find Sharesies on:Website: https://www.sharesies.nz/ Instagram: @sharesiesnz Facebook: https://www.facebook.com/Sharesies/ Hosted on Acast. See acast.com/privacy for more information.
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  How To Stop Being Trapped In A Job You Hate 09.09.2026 1h 10m

  Too many New Zealanders (and people in general) find themselves trapped in a job or situation they don't want to be in, but they simply can't leave because of the financial side of things. Today, Mikey & I are diving into how you can take control of your situation and create a better life for you and those around you. Find Mikey:https://guardiansmith.co.nz/https://instagram.com/officialmikeysmithAmy from http://Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning. Stuck? Find Amy : [email protected] Instagram: https://www.instagram.com/amy.levridgeWebsite: https://www.levridge.co.nzGenerate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more. Hosted on Acast. See acast.com/privacy for more information.
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  Building One of NZ's Fastest Growing Robotics Companies 02.09.2026 1h 7m

  The development of robotics is becoming a bigger and biggest industry these days, seemingly growing faster than ever, so today Im sitting down with an expert in the field, Lachlan Murray to find out whats happening. Lachlan started his company 'Robomate' and within a few years has grown from 3 to 75 staff, with no signs of slowing down. We dive into what humanoid robots are, how they're going to change the way humans live, misconceptions about the industry and lessons he's learnt so far growing his company.Find Lachlan:https://robomate.co.nz/https://www.linkedin.com/in/lachlan-murray-32a432150/Amy from http://Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning. Stuck? Find Amy : [email protected] Instagram: https://www.instagram.com/amy.levridgeWebsite: https://www.levridge.co.nzGenerate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more. Hosted on Acast. See acast.com/privacy for more information.
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  We Survived South Africa - Rugby's Greatest Rivalry 01.09.2026 33m

  Last day in South Africa! Here's a recap so far...Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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  MM 329 - ‘I’ll Wait Until After The Election’ (What, To Build Wealth?) 31.08.2026 31m

  I was reflecting on a top performing podcast from earlier this year focused around building wealth. If I had to boil down a 55-minute conversation with financial adviser James Blair into one sentence, it'd be: Your biggest financial risk isn't making a mistake. It's standing still. Doing SFA. And the election has me seeing clients tell me some of their customers are waiting to commit. Before this election gets even louder, pick 1 thing that will build wealth long term. If you haven't listened to the podcast with James, I'd highly recommend giving it a crack.YouTube: https://www.youtube.com/watch?v=DQ5VOpoa0OwSpotify: https://open.spotify.com/episode/603ptFB1Z1ZMWrCvEWu4Vi?si=om1DHS4IRuOO5hk6Z6ZpOgPssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.
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  The Secret To Getting Ahead In Life: 'The Boring Season' 26.08.2026 1h 5m

  Nearly three years ago Mikey & I did a podcast about 'the hunting season' a period of your life where you spend 18-36 months focused on getting after what you want. After that resonated with people, and we saw many KTC listeners go through that period, the natural question was; whats next?That brings us to today's episode, diving into the next season required for success, the boring season.If you haven't listened to the hunting season podcast, go back and have a listen here: https://open.spotify.com/episode/5qJ5YYe18oQ271qRTKueRI?si=121876623aea4cf3Find Mikey:https://guardiansmith.co.nz/https://instagram.com/officialmikeysmithAmy from http://Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning. Stuck? Find Amy : [email protected] Instagram: https://www.instagram.com/amy.levridgeWebsite: https://www.levridge.co.nzGenerate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more. Hosted on Acast. See acast.com/privacy for more information.
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  MM 328 - Buying Your First Home? Ask Yourself These Questions 24.08.2026 35m

  First home buyers are grabbing record market share in NZ, making up nearly 30% of all property purchases. I remember going through the process and learning A LOT! It’s exciting, but it's also one of the easiest times to make a bad financial decision. I recently sat down with the CEO of Guardian Smith, Mikey Smith to talk about what their mortgage advisory firm is seeing in the market.Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/ Hosted on Acast. See acast.com/privacy for more information.